Nursing Home Directory
Bupa Ballarat

Delacombe  VIC

Bupa Aged Care Australia Pty Ltd

Nursing Homes Directory

Bupa Ballarat - 305 Smythes Road


Location




305 Smythes Road

Delacombe VIC 3356

Beds: 144

Private Incorporated Body

Service Provider: Bupa Aged Care Australia Pty Ltd

Accreditation Report for Bupa Ballarat

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Nursing Home Placement Services

Do you need to find respite or permanent placement at Bupa Ballarat or another nursing home in the Delacombe location?

Reduce Your Stress

We have helped many families through this usually difficult time and have detailed knowledge and experience to help you with this important decision about Bupa Ballarat.

Don't be too hasty and make easy mistakes. Use our knowledge and experience prior to making a decision which will have a major impact on your elderly loved one.

Application, Admission Forms and Negotiating Accommodation Fees at Bupa Ballarat

  • Providing independent advice about Bupa Ballarat and other care homes nearby to Delacombe.
  • Negotiating RAD's and additional service fees to achieve the best financial arrangement.
  • Explaining strengths and weaknesses of care homes near Delacombe - using our proven checklist to guide your decisions.
  • Matching appropriate homes to your family requirements, preferences and timetable.
  • Arranging facility tours to Bupa Ballarat and providing support.
  • Completing the Centrelink forms (SA457 or SA485) Asset and Income Assessment forms.
  • Accurately completing and lodging the application and admission paperwork for Bupa Ballarat.
  • Prompt notification and response to current vacancies at Bupa Ballarat through our established and trusted relationship with admission coordinators.
  • Advocacy and support during settling-in period after the placement has been completed.





Benefits of our Aged Care Placement Service...

  • Guidance and support - We provide expert guidance and support to help older adults and their families navigate the complex and often overwhelming process of finding and selecting appropriate long-term care options.
  • Access to information - Access to a wide range of information on available care options, including services, amenities, and costs.
  • Advocacy - We can act as an advocate for older adults and their families, ensuring that their human rights and preferences are respected.
  • Coordination - Coordinating the transition to a new care setting, including arranging for necessary medical evaluations, transferring personal belongings, and helping with other logistics.
  • Time-saving - We can save you time and effort in finding and selecting the appropriate care options.
  • Cost-effective - We are able to negotiate with facilities to reduce your onging fees.
  • Tailored solutions - We provide tailored solutions matched to your unique needs and preferences.





RAD to DAP Conversion


First select the RAD Amount that has been agreed to:

      Agreed RAD: $

Use the slider to see how the daily accommodation payment (DAP) will change depending on the lump sum component of the RAD paid. The DAP is based on the maximum permissible interest rate (MPIR) of 8.43%.

%

  Lump Sum Paid: $

DAP :$20.20 pd

Interest rate (MPIR) is: 8.43%pa
(from 1/7/2026)



MPIR is 8.43% from 1st July 2026

The Maximum Permissible Interest Rate (MPIR) is 8.43% pa from 1st July 2026; representing the highest rate since 2012 when the MPIR reached 8.62%.

Maximum Permissible Interest Rate (MPIR)

More about RAD, DAP & MPIR

There remains potential for more increases to the MPIR, with the next few RBA cash rate decisions expected to influence the direction of the MPIR in that direction.

Adding to the financial impact, all permanent residents who entered residential care on or after 1 November 2025 have their MPIR indexed twice each year in line with movements in the CPI, potentially increasing accommodation payment obligations over time.

RAD Retention Amount

The Refundable Accommodation Deposit (RAD) now has a retention of 2% of the paid RAD (up to a maximum 10% across 5 years) from the date of the first payment. It’s interesting here that it is based on what RAD you have paid. We are expecting that some clients may pay a small/nominal RAD/RAC at entry in order to “kick-start” the 5 year clock. This will limit the total retention fee exposure over a client’s lifetime in care. Smart move.

MPIR Indexed to CPI

The MPIR which is applied to the unpaid RAD will now be indexed to CPI twice a year (similar to how the Basic Daily Fee moves in line with the age pension). This is going to be hard for the novice to monitor as there will now be an indexation factor to apply to the original MPIR which will be based on the date in which the client entered care.